There are plenty of ways to get people to send you money online in 2025. Here are my favorites, as well as some advice on the benefits and challenges each method comes with.
The best platforms for people to send you money online
| Platform | Best for | Benefits | Challenges/barriers |
|---|---|---|---|
| JustGiving | Charity fundraising campaigners | 0% platform fees. Low fees for withdrawal - full details on JustGiving's fees page. | Campaigns must serve the public good |
| Kickstarter | Creatives, inventors, entrepreneurs | No charge if funding goal isn't reached. Tiered rewards can be offered. | Requires a strong product or service offering. No charity or equity incentives. Kicksterter fees if funding is successful. |
| Fundable | Startup companies | Attracts quality investors. No fees outside of flat monthly charge. Choice between rewards-based or equity system. | $179 per month flat rate. No charity, non-profit, or commercial fundraisers. |
| GoGetFunding | Personal causes | Offers fundraising advice and support. Charities, people, and other causes allowed. | 4% fee on donations. Money raised is kept regardless of project success, potentially limiting donations. |
| Indiegogo | Entrepreneurs and creatives | Fewer restrictions than Kickstarter, allowing most types of project. | 5% plaform fee. Must provide monthly updates to contributors. |
| Patreon | Content creators | Allows you to offer tiered rewards to supporters, encouraging donations. Subscription model allows for consistent income. | 8% fee. Strict community guidelines. Building an audience takes time and effort. |
| Individuals and social causes | No fee to start fundraiser. Allows for a variety of causes from businesses to disaster relief. | 2.9% + $0.30 fee on donation side. High competition in all categories. | |
| FundMyTravel | Travellers | Allows you to travel when you otherwise don't have the means thanks to donations from strangers. | 5% fees. Must write a high-quality campaign to convince people it's worth sending you money for your journey. |
| Twitch.tv | Content creators | Potential for recurring revenue through community growth. Large audiences already on site. | 30-40% taken by Twitch. High level of competition. |
| Begging Money | Individuals in urgent financial need | No fees with free option. PayPal, Zelle, Venmo options. | Paid packages can offer extra reach. Few platform users compared to other options. |
| Ko-fi | Creatives | Money can be sent for multiple reasons, including donations, memberships, shop, and commissions. | 0-5% fees. PayPal or Stripe account required. |
