Plenty of platforms let people send you money online. Here are the top options, along with the benefits and challenges each one comes with.
Compare the Best Platforms for Receiving Money Online
| Platform | Best For | Benefits | Challenges |
|---|---|---|---|
| JustGiving | Charity fundraising campaigners | 0% platform fees. Low withdrawal fees — see JustGiving's fees page for full details. | Campaigns must serve the public good. |
| Kickstarter | Creatives, inventors, entrepreneurs | No charge if the funding goal isn't reached. Tiered rewards can be offered. | Requires a strong product or service offering. No charity or equity incentives. Fees apply if funding is successful. |
| Fundable | Startup companies | Attracts quality investors. No fees outside a flat monthly charge. Choice between rewards-based or equity model. | $179 per month flat rate. No charity, non-profit, or commercial fundraisers. |
| GoGetFunding | Personal causes | Offers fundraising advice and support. Charities, individuals, and other causes allowed. | 4% fee on donations. Funds are kept regardless of project success, which can limit contributions. |
| Indiegogo | Entrepreneurs and creatives | Fewer restrictions than Kickstarter, allowing most project types. | 5% platform fee. Monthly updates to contributors are required. |
| Patreon | Content creators | Tiered rewards encourage recurring support. Subscription model provides consistent income. | 8% fee. Strict community guidelines. Building an audience takes time. |
| GoFundMe | Individuals and social causes | No fee to start a fundraiser. Covers a wide range of causes, from businesses to disaster relief. | 2.9% + $0.30 fee charged on each donation. High competition across all categories. |
| FundMyTravel | Travellers | Lets you travel when funds are otherwise out of reach, supported by donations from strangers. | 5% fees. A high-quality campaign is needed to persuade donors. |
| Twitch | Content creators | Potential for recurring revenue through community growth. Large existing audiences. | Twitch takes 30–40% of earnings. Competition is high. |
| Begging Money | Individuals in urgent financial need | No fees on the free plan. Supports PayPal, Zelle, and Venmo. | Paid packages extend reach. Smaller user base than most alternatives. |
| Ko-fi | Creatives | Accepts donations, memberships, shop sales, and commissions in one place. | 0–5% fees. Requires a PayPal or Stripe account. |
If you want to earn money on your own terms without relying on donations or commissions, the best money-making apps are worth a look.
