Stash is a personal finance app that can help anyone improve their financial life. From budgeting to saving for retirement, Stash features banking, investing, and advice all in one app. Stash has helped millions of Americans reach their financial goals.
Here is how to make a Stash account...Â
1. Download the Stash appÂ
Download the Stash app, which is available for both iOS or Android for free.Â
2. Create an accountÂ
Open the Stash app, provide an email and password, and press 'Create account'.Â
Create Stash Account 1 · March, 2025
3. Verify Your Identity
To create a Stash account, you will need to verify your ID by providing the following details:
- Legal first and last name
- Date of birth
- Citizenship status
- Residential address
- Social Security number
Enter the details and press 'Continue'.Â
Create Stash Account 2 · March, 2025
4. Choose your subscription plan
Choose a subscription plan, between Growth ($3/month) or Stash+ ($9/month). With either plan, you get a free 7-day trial.
| Â | Stash Growth ($3/month) | Stash+ ($9/month) |
|---|---|---|
| Advice | Â | Â |
| For beginner investing | ✓ | ✓ |
| For personal finances | ✓ | ✓ |
| For family finances | ✗ | ✓ |
| Stash+ Market Insights | ✗ | ✓ |
| Investing Access | Â | Â |
| Invest in stocks and ETFs | ✓ | ✓ |
| Personal Portfolio | ✓ | ✓ |
| Smart Portfolio | ✓ | ✓ |
| Retirement Portfolio | ✓ | ✓ |
| Kids Portfolios | ✗ | ✓ |
| Banking Access | Â | Â |
| Get the Stock-Back® Card | ✓ | ✓ |
| Get paid up to 2 days early | ✓ | ✓ |
| Earn 1% in stock on card purchases | ✗ | ✓ |
| Insurance Access | Â | Â |
| Life insurance offered by Avibra | $1k | $10k |
5. Accept the Advisory AgreementÂ
After choosing your plan, you will need to read and agree to the Advisory Agreement. It outlines the terms and conditions under which Stash Investments LLC provides financial counseling, detailing client responsibilities, account options, fees, and legal obligations, including an arbitration clause.
Create Stash Account 4 · March, 2025
6. Choose whether you want Stash to invest your funds
Select whether you want the app to automatically invest funds for you, or whether you want to manually invest on your own.
Create Stash Account 5 · March, 2025
Accept the Stash Account Agreement
The final step is to confirm the Account Agreement, which covers use of Stash’s platform, your account responsibilities, usage restrictions, subscription terms, dispute resolution, and so on.
Congratulations, you can now begin withdrawing Freecash funds to your new Stash account.Â
