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Your Ultimate Guide to the Best Apps to Make Money

Earning money online is now simpler than ever, with a wide range of apps available to turn your phone into a valuable source of income. Whether it's completing tasks, renting out your belongings, investing, playing games, or more, there are plenty of apps that offer cash in exchange for your time. 

To help you decide, we've sifted through the options to find the best ones, so get ready to boost your bank balance with just your phone in hand. Join us as we explore the best apps out there right now, designed to help you make money.



Top Picks

  • Reward apps: Freecash 
  • Investing apps: Betterment 
  • Tasking apps: Lime
  • Delivery apps: DoorDash
  • Gaming apps: Mistplay
  • Social Media apps: TikTok
  • Exercise apps: Rover
  • Cashback apps: Rakuten
  • Vehicle Rental apps: Turo 
  • Marketplace apps: eBay
  • Passive Income apps: Honeygain

Best Apps to Make Money 

Reward Apps 

Reward apps are mobile apps that offer users incentives like cash, gift cards, cryptocurrency, and more in exchange for completing tasks like taking surveys, watching videos, playing games, or referring friends. These apps let users earn rewards in their spare time, making them a popular way to generate small but meaningful extra income from anywhere, at any time. 

Key FeatureEarning Potential 
FreecashWide range of different rewards and instant payments. $3 to $12 per day 
Survey JunkieVariety of surveys available based on your interests and demographic profile.$0.50 to $3 per survey
InboxDollarsNo virtual currency, only direct cash payments. $50 to $200 per month
Freecash Offers
Source: www.freecash.com

Freecash 

Freecash is a diverse GPT (Get-Paid-To) mobile app and platform that allows users to earn money in a variety of ways. Whether it's playing games, taking surveys, or completing simple tasks like downloading apps, Freecash rewards its users quickly and easily for their participation.

You can withdraw rewards as cash via direct bank transfer, Visa, and PayPal, or you pick from a bunch of other rewards, like different cryptocurrencies, gift cards, or even gaming skins. Plus, with the opportunity to earn bonuses and utilize referral programs, Freecash allows you to make a decent profit comfortably, all from your smartphone. 

Survey Junkie

If you want to focus on completing paid surveys, Survey Junkie is one of the most popular choices out there, offering a variety of market research surveys for money and other rewards. Survey topics include technology, travel, shopping, and more, and vary in length.  

Users can withdraw their earnings from as little as $5, and with each survey averaging between $0.50 and $3, it won't be long before you're getting paid in either PayPal cash or gift cards.

InboxDollars 

InboxDollars is a reward app hosting a wide range of simple tasks that can earn you some quick cash. These include surveys, paid offers, scanning receipts, and going shopping to earn some cashback. On top of that, you'll get a little boost with a $5 signup bonus! When you’ve completed enough tasks to reach the redemption minimum of $15, you can withdraw your earnings via PayPal cash, gift cards, checks, or prepaid Visa cards. 

Investing Apps 

Investing apps make it simple to invest in financial assets like stocks, bonds, mutual funds, and cryptocurrencies. With a variety of features and services designed to help you advise and grow your money, you don't have to be a pro. They provide a reliable way to generate passive income, and with so many options available, it's never been easier to get started investing. 

Key FeatureEarning Potential 
AcornsRound Up feature allows you to automatically invest using your spare change. $100 to $500 per year 
BettermentAutomatically builds an investment portfolio based on your financial goals. 7-10% profit on your investment per year 
RobinhoodAllows for commission-free trades on stocks, ETFs, and cryptocurrencies.7-10% profit on your investment per year 
Acorns Investing
Source: www.acorns.com

Acorns

Acorns is a popular "micro-investing" app that allows users to save and invest small amounts of money and spare change from everyday purchases, ideal for novice investors. The most notable feature is the innovative "Round Up," which invests the difference in cash, to the nearest dollar, in exchange-traded funds. For example, if you spend $3.25, Acorns will round it up to $4 and invest the extra $0.75. 

You can also invest by setting up an automatic transfer from your account each month, or you can get cashback when you shop through the Acorns app. It's great for beginners who are getting into investing and hoping to build some cash without actively managing a portfolio. Before you download this app, though, keep in mind that Acorn charges a monthly fee of $3 to $5.

What are Exchange-Traded-Funds or EFTs?
ETFs, or Exchange-Traded Funds, are like baskets of different investments that you can buy and sell like regular stocks. They're made up of assets like stocks or bonds, and they're designed to track the performance of a specific market or investment type. 
High payouts
Instant rewards
Daily bonuses

Betterment

Another top choice for an investment app is Betterment, an app that uses a Robo-advisor to help you make smart investments. It automatically puts together an investment portfolio based on your financial goals, how long you want to take to reach those goals, and how much risk you can take. 

Betterment handles your money for you by investing in EFTs and helps you earn more while giving you personalized financial advice, even if your financial goals change. Plus, their easy-to-use interface and free checking account make using the app a breeze. If you're looking for more tailored investment strategies without high fees, Betterment could be a great fit. 

Robinhood 

Robinhood is an investment app that connects buyers and sellers of stocks, EFTs, and cryptocurrencies. Here you can approach all your investment needs like trading stocks, options, and cryptocurrencies with no brokerage fees. Unlike Betterment and Acorns, you'll need to do some research on the stocks you want to buy and invest in, as there's no automated advice service. 

That said, Robinhood is perfect for those who want to be more directly involved in their investment choices. Its user-friendly interface and straightforward design make it an ideal choice for younger investors looking to start their financial journey. 

Tasking Apps 

Tasking apps are like online job boards where you can find small gigs to earn extra cash. You might be asked to do odd jobs like cleaning, delivering groceries, or helping with home repairs in exchange for money. They're really flexible, so you can choose tasks that fit your schedule and skills. In addition, these apps handle the task details and payments, making it simple to earn some extra cash on the side.

Key FeatureEarning Potential 
ShiptProvides a detailed shopping list with item quantities and specific store sections to help you shop more efficiently. $15.46 per hour
LimeIncludes a required helpful course designed to get you up and running.$5 to $20 per scooter
TaskRabbitAllows you to find local tasking jobs. $20 to $100 or more per hour 
Lime
Source: www.li.me

Shipt 

Shipt is a personal shopping app, which hires individuals to shop and deliver groceries for its members. As long as you're over 18, and have a driver's license and a vehicle, you can earn between $20 and $30 an hour by shopping for your clients, with the added convenience of picking orders from the app. 

Shipt Personal Shoppers are paid per completed order, with earnings varying based on the size of the order and the distance traveled. Not to mention the tips you earn from happy customers along the way. 

Lime

With the Lime app, you can become a "juicer" and get paid for collecting e-scooters or e-bikes, charging them back up, and then putting them back out on the street. All you need is a vehicle and a valid driving license - then you can invest in up to four chargers through the Lime app for $19 each. After this, you can use the app to locate the e-vehicles and bring them back home to charge. 

You can earn up to $20 per scooter you charge and return, which adds up pretty quickly. The best part? No experience is needed, and you can work whenever you want. However, be aware you will need to fully charge the vehicles to earn the full payment amount. 

TaskRabbit 

The TaskRabbit app lets you offer services and support to people in your local area or online, from cleaning to administrative help. As a Tasker, you get to choose tasks that match your skills, set your rates, and work according to your own schedule, which makes it a pretty flexible way to make some extra cash. When you finish the job, you get paid directly through the platform, and you might even get some tips!

Delivery Apps

Delivery apps let you sign up and start earning by delivering food, groceries, and parcels to people's houses. As a delivery driver, you can make money just by checking your preferred delivery apps and picking up jobs as you like, bringing food or other items from local restaurants or grocery stores. You can choose which jobs you take on, making it a valuable side hustle or even a full-time job if you're ready to commit. 

Key FeatureEarning Potential 
UberEatsAllows 5 daily payouts with 100% tips.$12 and $20 per hour
DoorDashPays a standard rate including 100% of the tips earned. $15 and $25 per hour
Instacart Drivers can choose to work part-time or as a freelance.$15 and $25 per hour
Doordash
Source: www.doordash.com

UberEats 

UberEats is a leading delivery app that delivers takeout, groceries, and more to your location. The app allows anyone over the age of 18 with a valid ID and a bike or vehicle to become a delivery driver and start earning money, assuming you meet the requirements. UberEats displays available delivery opportunities, with payments varying based on the duration and distance of each delivery, giving you the flexibility to choose the deliveries that fit your schedule and income goals.  

DoorDash

DoorDash allows its customers to receive a wide range of items from restaurants, supermarkets, and other stores. Delivery drivers, or "Dashers," can accept or decline delivery offers, making it a flexible side hustle or even a full-time job. Payment is also handled directly through the app, with Dashers receiving a base rate per delivery, including any tips they earn on the job. Other perks, such as completing a certain number of deliveries in a certain amount of time or delivering during peak hours, can also boost your earnings. 

Instacart 

Instacart is an app where you can sign up to be a "shopper" and pick up grocery orders in-store and deliver them to customers' homes. There are two ways to work with this app: You can become a full-service shopper, which is a freelance position that allows you to work flexibly and use your own vehicle. As a full-service shopper, you'll be paid by the job plus tips. 

Or you can become an in-store shopper, where you work scheduled shifts with Instacart and get paid by the hour. Unlike the other option, you also don't need your own vehicle, making it possible for those without a vehicle to earn with the app. Either way, you'll need to be over 18 and able to lift at least 50 pounds, so check before you sign up. 

Gaming Apps 

If you're a gaming fan, you're in for a treat! The world of gaming apps offers a whole new way to play and earn. Just by completing in-game tasks, leveling up, and spending time playing, you can earn amazing rewards, from cash to gift cards. While they won't make you rich, they're a great way to make some quick cash and have some fun. So, here are the top three gaming apps out there right now with the highest earning potential to top up your income.  

Key FeatureEarning Potential 
MistplayPlaying more increases your Player Level, unlocking more chances to earn rewards. $1 to $3 per hour
KashkickOver 38 games to choose from. $0.25 to over $100 per task
GamehagExclusively offers gaming rewards with gaming items only, like gift cards, codes, and skins. $0.50 to $2 per task 
Gamehag gaming
Source: www.gamehag.com

Mistplay

Mistplay is a gaming app that allows its users to earn simply by playing a selection of games. It offers a great selection of games, including Scrabble GO, Coinmaster, and more. Mistplay also features a virtual currency called "Units", and the minimum redemption is 400 Units ($5). for your time. In addition, weekly contests are available to help you earn more Units, so you can keep earning and having fun as you go! 

Kashkick

The Kashkick app lets users earn PayPal cash by playing various games, including puzzles, trivia, and casual mobile games. Kashkick works similarly to Mistplay, offering points for downloading and playing certain games. Additionally, you can see your points and progress in the app in real-time, so you can easily track your earnings and see how close you are to your next reward. If you want to redeem your rewards, the minimum redemption is $10.

Gamehag

Gamehag is an entertaining app that lets you earn by combining gaming with chances to win different rewards. Users can earn "Soul Gems" by playing different games and completing in-game tasks within the app, as well as taking part in daily and weekly quests and interacting with the Gamehag community. 

Once you're ready to exchange them, you can redeem your Soul Gems for rewards like gift cards and in-game currency. The app also has an achievement system where users can earn badges and level up by reaching specific milestones, which adds an engaging element to the experience. 

Social Media Apps 

Social media apps offer lots of ways to make money, including affiliate marketing, advertising, sponsorships, and more. With so many diverse ways to monetize your account, you could even turn social media into a full-time job! The next section will introduce you to the leading social media apps and platforms out there right now that will help you earn some money. 

Key FeatureEarning Potential 
TikTokTikTok Creator Fund financially rewards creators for making popular content. $20 to $50 per 1 million views 
YouTubeAllows you to monetize your account through paid memberships, ads, sponsorships, and more. $100 to $500 per 1 million views
XCommunities and Spaces allow you to join live conversations and engage with followers. $20 to $100 per month with less than 500,000 followers
X
Source: www.x.com

TikTok

TikTok’s short, engaging videos have users hooked, and they also offer an exciting opportunity to make money by becoming a TikTok creator. TikTok creators make their own videos by finding a niche—like book reviews, running tips, fashion hauls, and more—and using their hobbies or interests to make money. Once you've identified your niche, you can start monetizing your account and making money through the app. 

There are numerous ways to make money on TikTok, from brand sponsorships, asking for donations, running ads on the platform, and applying for the TikTok Creator Fund

YouTube

TikTok’s longer-form forerunner, YouTube, is another app and platform that offers a ton of ways to make money. Similarly, you’ll need to figure out your niche and create videos for your channel that align with it to attract an audience and viewers. Once you've got a loyal audience, you can look into different ways of making money, like sponsored content, selling merch, or offering paid memberships once you hit 30,000 subscribers.

On top of that, you can join the YouTube Partner Program to start making money from ads once you have over 1,000 subscribers. However, be ready to put in the work to promote your channel, create top-notch and original content, and optimize your channel to grow your subscriber base.

X

X, formerly known as Twitter, is another app that offers several innovative monetization features to help you earn money by creating interesting content. To make money on X, it's important to build your audience on X by regularly posting unique content, engaging with your followers, and joining spaces and communities. 

Once you have people to promote to, you can start earning money through affiliate marketing, ad revenue sharing, using Super Follows, and promoting your other businesses or content. 

Exercise Apps

Exercise reward apps are a new way to combine fitness motivation and financial incentives by letting you turn your fitness goals into cash and other rewards. No matter what type of exercise you enjoy—counting steps, cycling, swimming, or anything in between—you can keep fit while earning money. And, if you enjoy walking dogs, there are apps that will pay you for it—it's another form of exercise, too.

Key FeatureEarning Potential 
RoverProvides insurance and support for dog walkers. $15 to $30 per 30-minute walk
EvidationSpecial challenges and tasks are available to earn more points. Up to 40 points or $0.04 per day
SweatcoinMembership tiers allow you to earn more coins as your tier increases. $2 to $5 per month
Sweatcoin
Source: www.sweatco.in

Rover

​​Rover connects busy pet owners with people who are available to walk dogs in their area for cash. Once you create a profile, you can start searching for dog walking jobs and clients, and reach out to anyone you think would be a good fit. 

With the potential to be reviewed through the app, you can build up your positive reviews and reputation, attracting more pet owners to your profile for more walks and more money. You can also add dog sitting and grooming to your list of services and make some cute furry friends, too. However, Rover takes a 20% fee of your earnings, which may put some people off. 

Evidation

With Evidation, you can turn your steps into PayPal money and gift cards by simply downloading the app and going about your daily life. Once downloaded, it connects to your other health apps to track your activity, whether you're walking, running, or doing an exercise routine, and awards points based on the amount of movement. 

To cashout, you must earn 10,000 points, which is equivalent to $10. You can redeem this as PayPal money, gift cards, wire transfers, or a prepaid Visa card, which should arrive in 1 to 5 business days. 

Sweatcoin 

Sweatcoin also allows you to make money while you move by counting your steps for every walk or run outdoors and converting your steps into “Sweatcoins”. For every 1,000 steps you take, you earn around 1 “Sweatcoin”, minus a 5% commission taken by the platform, which you can use to redeem for fitness products on the Sweatcoin marketplace, as well as gift cards and vouchers. 

Furthermore, on certain platforms, you can sell them on cryptocurrency exchanges. Just a heads-up: Sweatcoin keeps an eye on any hiccups from your device and makes the conversion rate adjustments accordingly, so you'll never see the conversion rate hit 100%.

Cashback Apps 

Cashback apps are a smart way to make some extra cash and save on products when you’re shopping. While these apps do require some upfront purchases of specific items or shopping in specific stores, it's worth considering the potential for a little cash increase every month. Simply put, you earn money from a purchase you would have made anyway, conveniently from your smartphone or device. 

Key FeatureEarning Potential 
RakutenSimple payments but longer wait times. $25 per month 
IbottaEarn cashback on specifically selected stores. $20 per month 
Capital One ShoppingAutomatically applied coupon codes, and discounts at checkout. 5% to 30% per purchase
Capital One Shopping
Source: www.capitalone.com

Rakuten 

Rakuten is a popular cashback app offering the chance to make some money in return for different purchases. When you use the Rakuten mobile app to buy something at one of over 3,500 stores, including Target, eBay, Nike, and more, you will earn money via PayPal or check as cashback. Unlike some other cashback platforms, however, Rakuten can take up to 3 months to pay out, so don't look at this as a way to make a quick buck. 

Ibotta

Another app that offers cashback for shopping at a variety of stores through the mobile app or in-store is Ibotta. Participating stores are shown in the app, allowing users to go on a shopping spree, and make some cashback by uploading their receipts. You can keep scanning in receipts until you hit $20 worth of cashback - then you can withdraw it to your bank account or redeem it as a gift card. It's a useful way to earn a little extra cash on purchases you'd make anyway.

Capital One Shopping 

Like Rakuten and Ibotta, Capital One Shopping is a cashback app and browser tool that helps you earn money back on your purchases. With over 30,000 eligible stores, using the app allows you to buy a variety of products to earn and take advantage of some handy savings.

All you have to do is start shopping through the app, and when you find an item you like, Capital One will automatically apply the best coupon code at checkout, or alternatively you can search for them yourself. You can also save up Capital One Shopping Credits, which you can redeem for gift cards at popular retailers like Walmart or eBay, helping you save, earn, and get a bang for your buck.  

Vehicle Rental Apps 

If you have a vehicle that you rarely use, you could consider turning it into a source of income.

Vehicle rental apps make it convenient for users to rent vehicles for short-term use, including cars, bikes, or even scooters, with just a few clicks. In addition, they are completely flexible, allowing you to set your availability and pricing as you wish, so you can make some quick cash from an unused asset. 

Key FeatureEarning Potential 
TuroAllows for additional “add-ons” to the vehicle so you can earn more money. $500 per month
SpinlisterAllows users to rent equipment along with their bike for an additional charge. $15 to $50 per day 
Getaround“Getaround Connect” device to allow keyless entry to cars for customers. $800 per month 
Spinlister
Source: www.spinlister.com

Turo

Turo is a popular car-sharing and rental platform that works through its handy app. It allows you to list your car for rent on your terms and for a price you set, as long as you create a thorough profile with details like license plate, VIN, year, and model, as well as 10 high-quality photos. With Turo renters earning an average of $500 per month on their unused car, you could join them in making some decent money with this convenient app.  

Spinlister 

If you're more into biking, Spinlister lets you rent out your bike for cash—or even surfboards and skis if you have those lying around at home. Once you've listed your item, if someone's interested, you can negotiate the price. Then, you can confirm the availability and pickup location. 

After the rental period has ended and you have confirmed that the bike is safely returned, Spinlister will release your payment to your chosen payment method within a few business days. 

Getaround 

Another car rental app and service is Getaround, an app that allows you to rent and list your car to make some money. Like other platforms, you can list your car by providing both photos and details to attract a potential renter. 

You can decide on a rental price for your vehicle, either by the hour or day, and you'll get paid within five business days after the rental is completed. With a chance to earn up to $800 per month, Getaround could be a financially beneficial app to take advantage of. 

Marketplace Apps 

Marketplace apps are all about connecting buyers and sellers. They make it easy for users to list, discover, and purchase a wide range of products and services, often within their local area or across the globe. By uploading pictures and posting ads on these apps, you will be able to declutter your living space and make some quick cash in the process. 

Key FeatureEarning Potential 
eBayAuction feature allows customers to bid and increase prices. $20 to $2,500 per month
VintedPayment for shipping is handled directly by the platform. $20 to $200 per month
OfferUpLocal selling platform with pickup-only option. $20 to $150 per month
eBay
Source: www.ebay.com

eBay

eBay is a renowned online marketplace and app that allows individuals to sell just about any product they can think of. Whether it's furniture, handmade goods, appliances, cars, and more, you can list your items and promote them to eBay's massive customer base of over 135 million! 

Sellers have the flexibility to set their own prices, offer instant buy options, or auction items to potentially drive up prices through bidding. Once you've made a sale, your payment is securely processed through the app within 1-2 business days.  

Vinted

Fashion junkies may already be familiar with Vinted, the secondhand clothing marketplace and app. Vinted has really taken off in recent years thanks to its simple upload and payment process. The app handles the shipping labels, so you just have to take the item to the designated mail store. With secure payments and built-in seller protection, Vinted could be an effective place to sell your unwanted clothes and pocket some extra money. 

OfferUp 

OfferUp is an online marketplace where users can sell a wide range of items, from appliances to books, through an easy-to-use mobile app. Unlike other platforms, OfferUp works on a local basis, so customers only see items available near where they live. This can make the process of selling your items even easier, as you often don't even have to ship them because you can opt for pick-up only. 

On top of that, OfferUp has an 'instant cash offer' feature, so you can sell items even faster through the app if you need to make some quick cash. Additionally, you can list items for free, which means you could make a decent amount of money from your old stuff with this app. 

Passive Income Apps 

Passive income apps let you make money with ease, so you don't have to be actively involved to earn. However, to get set up and start earning passive income, you'll normally have to put in some time or work at the beginning. Despite this, once you've got them up and running, these apps will keep generating money with very little effort on your part.

Key FeatureEarning Potential 
HoneygainAllows users to earn money by sharing their excess Internet bandwidth. Up to $30 per month
Nielsen Mobile & Computer Panel Anonymously tracks your usage on your device. Up to $60 per year 
Mobile Performance MeterIt gathers information about how phones connect to wireless networks. $0.10 to $0.30 per day
Honeygain
Source: www.honeygain.com

Honeygain 

Honeygain is a mobile app and platform that allows users to earn money by sharing their excess bandwidth for passive income. The app makes it really easy to monetize your extra internet by running in the background while you're doing other online stuff and pays you in online credits, which is about $0.20 per 1G shared. Once you've reached $20 in credits, you can withdraw your earnings in the form of PayPal or $JMPT cryptocurrency. Moreover, signing up will give you a $2 head start on reaching your cashout goal. 

Nielsen Mobile & Computer Panel 

Nielsen Mobile & Computer Panel is an app that runs in the background of your smartphone or device to track your usage habits, like which apps you use, which sites you visit, and how you interact with them. Once you've installed it, you don't have to do anything else because it runs in the background without interrupting your other activities. Besides, if you're concerned about data privacy, all data collected is completely anonymous.

PacketStream

Downloading the PacketStream app is another way to passively earn money from your unused Internet. When the app is installed, all you have to do is wait for your tokens to accumulate, which you can keep track of in your mobile app dashboard. After you reach the equivalent of $20, you can cash out using PayPal. Along with a $5 signup bonus, PacketStream could be a convenient way to make some cash without even realizing it. 

How to Choose the Best Money-Making App For You

Several factors are important to consider when choosing the best money-making app for you, including: 

  • Time Commitment: How much time can you realistically spend on your smartphone hustle? For just a few minutes a day, passive income apps like investment platforms or quick-reward apps might be best. If you have more time, you could potentially earn more with social media or delivery apps, for instance. 
  • Skills and Interests: Choosing an app that matches your skills and interests can keep you more motivated and engaged, which means you're likely to earn more money. 
  • Earning Potential: It’s a smart idea to think about how much money you want to make through mobile apps before you get started. Some apps pay more than others, so it can help you make a decision. 
  • Legitimacy and Reviews: It's also important to check the legitimacy and reviews of apps before you start using them, as well as the privacy policy. This way, you can avoid wasting your time or your wallet on a scam.
  • Payment Methods: Each app has a different payment method, so be sure to find one that works for you before downloading.

Compatibility: Not all apps run on both iOS and Android so it’s important to check whether you can run your desired mobile app on your device. 

Mobile apps
Source: www.pexels.com

Advantages of Money-Making Apps 

With your smartphone at your fingertips, there are many advantages to making money from apps:

  • Convenience and Flexibility: One of the best things about money-making apps is that they let you work at your own pace and from anywhere that suits you. You can use an app whenever it fits your schedule to start earning, whether it's through dog-walking, playing games, investing, or grocery shopping. This flexibility makes it easy to earn money around your lifestyle. 
  • Passive Income Potential: Some apps don’t even require much effort to earn, such as those providing cashback, using passive income apps, or investment returns. 
  • Fast Payouts: Most money-making apps allow you to get paid directly through the app, though payment processing times may differ.
  • Accessible: The good thing about the majority of these apps is that you don't have to spend any money up front because you’ll usually only need your smartphone to get started. 
  • Diverse Income Streams: Apps offer a range of different earning opportunities, allowing you to tap into multiple income streams at once, such as cashback, surveys, delivery, sales, and exercise, all at once! 

Disadvantages of Money-Making Apps 

Despite the pros, there are a few disadvantages to consider before you dive into your app venture:

  • Unpredictability: Earnings from mobile apps can be more unpredictable than traditional employment, as there's no guarantee of a steady monthly income, even for full-time jobs like food delivery.
  • Time-Consuming: Some apps can take up a fair amount of time before you see any significant earnings, like with rewards, social media, gaming, and tasking apps. 
  • Privacy Concerns: Mobile apps will collect your personal data, so it's important to check an app’s privacy policy before signing up to make sure you're not putting your data at risk and that you feel comfortable agreeing to it. 

Concluding Thoughts 

In short, the world of money-making apps is full of ways to add to your regular income or even kickstart a whole new money-making venture. From investing and selling items to completing surveys and sharing your bandwidth, these apps have something for everyone depending on your skills and passions. 

Just make sure you're ready to put in a little effort and you could reap the rewards of these apps and turn your free time into extra cash, maybe even using multiple apps at once to maximize your earnings. That way, you can turn something as ordinary as your smartphone into a helpful way to make money.

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Written by Anthony Clement
Written on 06 Sep, 24
Updated on 23 Oct, 24

Your Ultimate Guide to the Best Apps to Make Money

Earning money online is now simpler than ever, with a wide range of apps available to turn your phone into a valuable source of income. Whether it's completing tasks, renting out your belongings, investing, playing games, or more, there are plenty of apps that offer cash in exchange for your time. 

To help you decide, we've sifted through the options to find the best ones, so get ready to boost your bank balance with just your phone in hand. Join us as we explore the best apps out there right now, designed to help you make money.



Content table

Top Picks

  • Reward apps: Freecash 
  • Investing apps: Betterment 
  • Tasking apps: Lime
  • Delivery apps: DoorDash
  • Gaming apps: Mistplay
  • Social Media apps: TikTok
  • Exercise apps: Rover
  • Cashback apps: Rakuten
  • Vehicle Rental apps: Turo 
  • Marketplace apps: eBay
  • Passive Income apps: Honeygain

Best Apps to Make Money 

Reward Apps 

Reward apps are mobile apps that offer users incentives like cash, gift cards, cryptocurrency, and more in exchange for completing tasks like taking surveys, watching videos, playing games, or referring friends. These apps let users earn rewards in their spare time, making them a popular way to generate small but meaningful extra income from anywhere, at any time. 

Key FeatureEarning Potential 
FreecashWide range of different rewards and instant payments. $3 to $12 per day 
Survey JunkieVariety of surveys available based on your interests and demographic profile.$0.50 to $3 per survey
InboxDollarsNo virtual currency, only direct cash payments. $50 to $200 per month
Freecash Offers
Source: www.freecash.com

Freecash 

Freecash is a diverse GPT (Get-Paid-To) mobile app and platform that allows users to earn money in a variety of ways. Whether it's playing games, taking surveys, or completing simple tasks like downloading apps, Freecash rewards its users quickly and easily for their participation.

You can withdraw rewards as cash via direct bank transfer, Visa, and PayPal, or you pick from a bunch of other rewards, like different cryptocurrencies, gift cards, or even gaming skins. Plus, with the opportunity to earn bonuses and utilize referral programs, Freecash allows you to make a decent profit comfortably, all from your smartphone. 

Survey Junkie

If you want to focus on completing paid surveys, Survey Junkie is one of the most popular choices out there, offering a variety of market research surveys for money and other rewards. Survey topics include technology, travel, shopping, and more, and vary in length.  

Users can withdraw their earnings from as little as $5, and with each survey averaging between $0.50 and $3, it won't be long before you're getting paid in either PayPal cash or gift cards.

InboxDollars 

InboxDollars is a reward app hosting a wide range of simple tasks that can earn you some quick cash. These include surveys, paid offers, scanning receipts, and going shopping to earn some cashback. On top of that, you'll get a little boost with a $5 signup bonus! When you’ve completed enough tasks to reach the redemption minimum of $15, you can withdraw your earnings via PayPal cash, gift cards, checks, or prepaid Visa cards. 

Investing Apps 

Investing apps make it simple to invest in financial assets like stocks, bonds, mutual funds, and cryptocurrencies. With a variety of features and services designed to help you advise and grow your money, you don't have to be a pro. They provide a reliable way to generate passive income, and with so many options available, it's never been easier to get started investing. 

Key FeatureEarning Potential 
AcornsRound Up feature allows you to automatically invest using your spare change. $100 to $500 per year 
BettermentAutomatically builds an investment portfolio based on your financial goals. 7-10% profit on your investment per year 
RobinhoodAllows for commission-free trades on stocks, ETFs, and cryptocurrencies.7-10% profit on your investment per year 
Acorns Investing
Source: www.acorns.com

Acorns

Acorns is a popular "micro-investing" app that allows users to save and invest small amounts of money and spare change from everyday purchases, ideal for novice investors. The most notable feature is the innovative "Round Up," which invests the difference in cash, to the nearest dollar, in exchange-traded funds. For example, if you spend $3.25, Acorns will round it up to $4 and invest the extra $0.75. 

You can also invest by setting up an automatic transfer from your account each month, or you can get cashback when you shop through the Acorns app. It's great for beginners who are getting into investing and hoping to build some cash without actively managing a portfolio. Before you download this app, though, keep in mind that Acorn charges a monthly fee of $3 to $5.

What are Exchange-Traded-Funds or EFTs?
ETFs, or Exchange-Traded Funds, are like baskets of different investments that you can buy and sell like regular stocks. They're made up of assets like stocks or bonds, and they're designed to track the performance of a specific market or investment type. 
High payouts
Instant rewards
Daily bonuses

Betterment

Another top choice for an investment app is Betterment, an app that uses a Robo-advisor to help you make smart investments. It automatically puts together an investment portfolio based on your financial goals, how long you want to take to reach those goals, and how much risk you can take. 

Betterment handles your money for you by investing in EFTs and helps you earn more while giving you personalized financial advice, even if your financial goals change. Plus, their easy-to-use interface and free checking account make using the app a breeze. If you're looking for more tailored investment strategies without high fees, Betterment could be a great fit. 

Robinhood 

Robinhood is an investment app that connects buyers and sellers of stocks, EFTs, and cryptocurrencies. Here you can approach all your investment needs like trading stocks, options, and cryptocurrencies with no brokerage fees. Unlike Betterment and Acorns, you'll need to do some research on the stocks you want to buy and invest in, as there's no automated advice service. 

That said, Robinhood is perfect for those who want to be more directly involved in their investment choices. Its user-friendly interface and straightforward design make it an ideal choice for younger investors looking to start their financial journey. 

Tasking Apps 

Tasking apps are like online job boards where you can find small gigs to earn extra cash. You might be asked to do odd jobs like cleaning, delivering groceries, or helping with home repairs in exchange for money. They're really flexible, so you can choose tasks that fit your schedule and skills. In addition, these apps handle the task details and payments, making it simple to earn some extra cash on the side.

Key FeatureEarning Potential 
ShiptProvides a detailed shopping list with item quantities and specific store sections to help you shop more efficiently. $15.46 per hour
LimeIncludes a required helpful course designed to get you up and running.$5 to $20 per scooter
TaskRabbitAllows you to find local tasking jobs. $20 to $100 or more per hour 
Lime
Source: www.li.me

Shipt 

Shipt is a personal shopping app, which hires individuals to shop and deliver groceries for its members. As long as you're over 18, and have a driver's license and a vehicle, you can earn between $20 and $30 an hour by shopping for your clients, with the added convenience of picking orders from the app. 

Shipt Personal Shoppers are paid per completed order, with earnings varying based on the size of the order and the distance traveled. Not to mention the tips you earn from happy customers along the way. 

Lime

With the Lime app, you can become a "juicer" and get paid for collecting e-scooters or e-bikes, charging them back up, and then putting them back out on the street. All you need is a vehicle and a valid driving license - then you can invest in up to four chargers through the Lime app for $19 each. After this, you can use the app to locate the e-vehicles and bring them back home to charge. 

You can earn up to $20 per scooter you charge and return, which adds up pretty quickly. The best part? No experience is needed, and you can work whenever you want. However, be aware you will need to fully charge the vehicles to earn the full payment amount. 

TaskRabbit 

The TaskRabbit app lets you offer services and support to people in your local area or online, from cleaning to administrative help. As a Tasker, you get to choose tasks that match your skills, set your rates, and work according to your own schedule, which makes it a pretty flexible way to make some extra cash. When you finish the job, you get paid directly through the platform, and you might even get some tips!

Delivery Apps

Delivery apps let you sign up and start earning by delivering food, groceries, and parcels to people's houses. As a delivery driver, you can make money just by checking your preferred delivery apps and picking up jobs as you like, bringing food or other items from local restaurants or grocery stores. You can choose which jobs you take on, making it a valuable side hustle or even a full-time job if you're ready to commit. 

Key FeatureEarning Potential 
UberEatsAllows 5 daily payouts with 100% tips.$12 and $20 per hour
DoorDashPays a standard rate including 100% of the tips earned. $15 and $25 per hour
Instacart Drivers can choose to work part-time or as a freelance.$15 and $25 per hour
Doordash
Source: www.doordash.com

UberEats 

UberEats is a leading delivery app that delivers takeout, groceries, and more to your location. The app allows anyone over the age of 18 with a valid ID and a bike or vehicle to become a delivery driver and start earning money, assuming you meet the requirements. UberEats displays available delivery opportunities, with payments varying based on the duration and distance of each delivery, giving you the flexibility to choose the deliveries that fit your schedule and income goals.  

DoorDash

DoorDash allows its customers to receive a wide range of items from restaurants, supermarkets, and other stores. Delivery drivers, or "Dashers," can accept or decline delivery offers, making it a flexible side hustle or even a full-time job. Payment is also handled directly through the app, with Dashers receiving a base rate per delivery, including any tips they earn on the job. Other perks, such as completing a certain number of deliveries in a certain amount of time or delivering during peak hours, can also boost your earnings. 

Instacart 

Instacart is an app where you can sign up to be a "shopper" and pick up grocery orders in-store and deliver them to customers' homes. There are two ways to work with this app: You can become a full-service shopper, which is a freelance position that allows you to work flexibly and use your own vehicle. As a full-service shopper, you'll be paid by the job plus tips. 

Or you can become an in-store shopper, where you work scheduled shifts with Instacart and get paid by the hour. Unlike the other option, you also don't need your own vehicle, making it possible for those without a vehicle to earn with the app. Either way, you'll need to be over 18 and able to lift at least 50 pounds, so check before you sign up. 

Gaming Apps 

If you're a gaming fan, you're in for a treat! The world of gaming apps offers a whole new way to play and earn. Just by completing in-game tasks, leveling up, and spending time playing, you can earn amazing rewards, from cash to gift cards. While they won't make you rich, they're a great way to make some quick cash and have some fun. So, here are the top three gaming apps out there right now with the highest earning potential to top up your income.  

Key FeatureEarning Potential 
MistplayPlaying more increases your Player Level, unlocking more chances to earn rewards. $1 to $3 per hour
KashkickOver 38 games to choose from. $0.25 to over $100 per task
GamehagExclusively offers gaming rewards with gaming items only, like gift cards, codes, and skins. $0.50 to $2 per task 
Gamehag gaming
Source: www.gamehag.com

Mistplay

Mistplay is a gaming app that allows its users to earn simply by playing a selection of games. It offers a great selection of games, including Scrabble GO, Coinmaster, and more. Mistplay also features a virtual currency called "Units", and the minimum redemption is 400 Units ($5). for your time. In addition, weekly contests are available to help you earn more Units, so you can keep earning and having fun as you go! 

Kashkick

The Kashkick app lets users earn PayPal cash by playing various games, including puzzles, trivia, and casual mobile games. Kashkick works similarly to Mistplay, offering points for downloading and playing certain games. Additionally, you can see your points and progress in the app in real-time, so you can easily track your earnings and see how close you are to your next reward. If you want to redeem your rewards, the minimum redemption is $10.

Gamehag

Gamehag is an entertaining app that lets you earn by combining gaming with chances to win different rewards. Users can earn "Soul Gems" by playing different games and completing in-game tasks within the app, as well as taking part in daily and weekly quests and interacting with the Gamehag community. 

Once you're ready to exchange them, you can redeem your Soul Gems for rewards like gift cards and in-game currency. The app also has an achievement system where users can earn badges and level up by reaching specific milestones, which adds an engaging element to the experience. 

Social Media Apps 

Social media apps offer lots of ways to make money, including affiliate marketing, advertising, sponsorships, and more. With so many diverse ways to monetize your account, you could even turn social media into a full-time job! The next section will introduce you to the leading social media apps and platforms out there right now that will help you earn some money. 

Key FeatureEarning Potential 
TikTokTikTok Creator Fund financially rewards creators for making popular content. $20 to $50 per 1 million views 
YouTubeAllows you to monetize your account through paid memberships, ads, sponsorships, and more. $100 to $500 per 1 million views
XCommunities and Spaces allow you to join live conversations and engage with followers. $20 to $100 per month with less than 500,000 followers
X
Source: www.x.com

TikTok

TikTok’s short, engaging videos have users hooked, and they also offer an exciting opportunity to make money by becoming a TikTok creator. TikTok creators make their own videos by finding a niche—like book reviews, running tips, fashion hauls, and more—and using their hobbies or interests to make money. Once you've identified your niche, you can start monetizing your account and making money through the app. 

There are numerous ways to make money on TikTok, from brand sponsorships, asking for donations, running ads on the platform, and applying for the TikTok Creator Fund

YouTube

TikTok’s longer-form forerunner, YouTube, is another app and platform that offers a ton of ways to make money. Similarly, you’ll need to figure out your niche and create videos for your channel that align with it to attract an audience and viewers. Once you've got a loyal audience, you can look into different ways of making money, like sponsored content, selling merch, or offering paid memberships once you hit 30,000 subscribers.

On top of that, you can join the YouTube Partner Program to start making money from ads once you have over 1,000 subscribers. However, be ready to put in the work to promote your channel, create top-notch and original content, and optimize your channel to grow your subscriber base.

X

X, formerly known as Twitter, is another app that offers several innovative monetization features to help you earn money by creating interesting content. To make money on X, it's important to build your audience on X by regularly posting unique content, engaging with your followers, and joining spaces and communities. 

Once you have people to promote to, you can start earning money through affiliate marketing, ad revenue sharing, using Super Follows, and promoting your other businesses or content. 

Exercise Apps

Exercise reward apps are a new way to combine fitness motivation and financial incentives by letting you turn your fitness goals into cash and other rewards. No matter what type of exercise you enjoy—counting steps, cycling, swimming, or anything in between—you can keep fit while earning money. And, if you enjoy walking dogs, there are apps that will pay you for it—it's another form of exercise, too.

Key FeatureEarning Potential 
RoverProvides insurance and support for dog walkers. $15 to $30 per 30-minute walk
EvidationSpecial challenges and tasks are available to earn more points. Up to 40 points or $0.04 per day
SweatcoinMembership tiers allow you to earn more coins as your tier increases. $2 to $5 per month
Sweatcoin
Source: www.sweatco.in

Rover

​​Rover connects busy pet owners with people who are available to walk dogs in their area for cash. Once you create a profile, you can start searching for dog walking jobs and clients, and reach out to anyone you think would be a good fit. 

With the potential to be reviewed through the app, you can build up your positive reviews and reputation, attracting more pet owners to your profile for more walks and more money. You can also add dog sitting and grooming to your list of services and make some cute furry friends, too. However, Rover takes a 20% fee of your earnings, which may put some people off. 

Evidation

With Evidation, you can turn your steps into PayPal money and gift cards by simply downloading the app and going about your daily life. Once downloaded, it connects to your other health apps to track your activity, whether you're walking, running, or doing an exercise routine, and awards points based on the amount of movement. 

To cashout, you must earn 10,000 points, which is equivalent to $10. You can redeem this as PayPal money, gift cards, wire transfers, or a prepaid Visa card, which should arrive in 1 to 5 business days. 

Sweatcoin 

Sweatcoin also allows you to make money while you move by counting your steps for every walk or run outdoors and converting your steps into “Sweatcoins”. For every 1,000 steps you take, you earn around 1 “Sweatcoin”, minus a 5% commission taken by the platform, which you can use to redeem for fitness products on the Sweatcoin marketplace, as well as gift cards and vouchers. 

Furthermore, on certain platforms, you can sell them on cryptocurrency exchanges. Just a heads-up: Sweatcoin keeps an eye on any hiccups from your device and makes the conversion rate adjustments accordingly, so you'll never see the conversion rate hit 100%.

Cashback Apps 

Cashback apps are a smart way to make some extra cash and save on products when you’re shopping. While these apps do require some upfront purchases of specific items or shopping in specific stores, it's worth considering the potential for a little cash increase every month. Simply put, you earn money from a purchase you would have made anyway, conveniently from your smartphone or device. 

Key FeatureEarning Potential 
RakutenSimple payments but longer wait times. $25 per month 
IbottaEarn cashback on specifically selected stores. $20 per month 
Capital One ShoppingAutomatically applied coupon codes, and discounts at checkout. 5% to 30% per purchase
Capital One Shopping
Source: www.capitalone.com

Rakuten 

Rakuten is a popular cashback app offering the chance to make some money in return for different purchases. When you use the Rakuten mobile app to buy something at one of over 3,500 stores, including Target, eBay, Nike, and more, you will earn money via PayPal or check as cashback. Unlike some other cashback platforms, however, Rakuten can take up to 3 months to pay out, so don't look at this as a way to make a quick buck. 

Ibotta

Another app that offers cashback for shopping at a variety of stores through the mobile app or in-store is Ibotta. Participating stores are shown in the app, allowing users to go on a shopping spree, and make some cashback by uploading their receipts. You can keep scanning in receipts until you hit $20 worth of cashback - then you can withdraw it to your bank account or redeem it as a gift card. It's a useful way to earn a little extra cash on purchases you'd make anyway.

Capital One Shopping 

Like Rakuten and Ibotta, Capital One Shopping is a cashback app and browser tool that helps you earn money back on your purchases. With over 30,000 eligible stores, using the app allows you to buy a variety of products to earn and take advantage of some handy savings.

All you have to do is start shopping through the app, and when you find an item you like, Capital One will automatically apply the best coupon code at checkout, or alternatively you can search for them yourself. You can also save up Capital One Shopping Credits, which you can redeem for gift cards at popular retailers like Walmart or eBay, helping you save, earn, and get a bang for your buck.  

Vehicle Rental Apps 

If you have a vehicle that you rarely use, you could consider turning it into a source of income.

Vehicle rental apps make it convenient for users to rent vehicles for short-term use, including cars, bikes, or even scooters, with just a few clicks. In addition, they are completely flexible, allowing you to set your availability and pricing as you wish, so you can make some quick cash from an unused asset. 

Key FeatureEarning Potential 
TuroAllows for additional “add-ons” to the vehicle so you can earn more money. $500 per month
SpinlisterAllows users to rent equipment along with their bike for an additional charge. $15 to $50 per day 
Getaround“Getaround Connect” device to allow keyless entry to cars for customers. $800 per month 
Spinlister
Source: www.spinlister.com

Turo

Turo is a popular car-sharing and rental platform that works through its handy app. It allows you to list your car for rent on your terms and for a price you set, as long as you create a thorough profile with details like license plate, VIN, year, and model, as well as 10 high-quality photos. With Turo renters earning an average of $500 per month on their unused car, you could join them in making some decent money with this convenient app.  

Spinlister 

If you're more into biking, Spinlister lets you rent out your bike for cash—or even surfboards and skis if you have those lying around at home. Once you've listed your item, if someone's interested, you can negotiate the price. Then, you can confirm the availability and pickup location. 

After the rental period has ended and you have confirmed that the bike is safely returned, Spinlister will release your payment to your chosen payment method within a few business days. 

Getaround 

Another car rental app and service is Getaround, an app that allows you to rent and list your car to make some money. Like other platforms, you can list your car by providing both photos and details to attract a potential renter. 

You can decide on a rental price for your vehicle, either by the hour or day, and you'll get paid within five business days after the rental is completed. With a chance to earn up to $800 per month, Getaround could be a financially beneficial app to take advantage of. 

Marketplace Apps 

Marketplace apps are all about connecting buyers and sellers. They make it easy for users to list, discover, and purchase a wide range of products and services, often within their local area or across the globe. By uploading pictures and posting ads on these apps, you will be able to declutter your living space and make some quick cash in the process. 

Key FeatureEarning Potential 
eBayAuction feature allows customers to bid and increase prices. $20 to $2,500 per month
VintedPayment for shipping is handled directly by the platform. $20 to $200 per month
OfferUpLocal selling platform with pickup-only option. $20 to $150 per month
eBay
Source: www.ebay.com

eBay

eBay is a renowned online marketplace and app that allows individuals to sell just about any product they can think of. Whether it's furniture, handmade goods, appliances, cars, and more, you can list your items and promote them to eBay's massive customer base of over 135 million! 

Sellers have the flexibility to set their own prices, offer instant buy options, or auction items to potentially drive up prices through bidding. Once you've made a sale, your payment is securely processed through the app within 1-2 business days.  

Vinted

Fashion junkies may already be familiar with Vinted, the secondhand clothing marketplace and app. Vinted has really taken off in recent years thanks to its simple upload and payment process. The app handles the shipping labels, so you just have to take the item to the designated mail store. With secure payments and built-in seller protection, Vinted could be an effective place to sell your unwanted clothes and pocket some extra money. 

OfferUp 

OfferUp is an online marketplace where users can sell a wide range of items, from appliances to books, through an easy-to-use mobile app. Unlike other platforms, OfferUp works on a local basis, so customers only see items available near where they live. This can make the process of selling your items even easier, as you often don't even have to ship them because you can opt for pick-up only. 

On top of that, OfferUp has an 'instant cash offer' feature, so you can sell items even faster through the app if you need to make some quick cash. Additionally, you can list items for free, which means you could make a decent amount of money from your old stuff with this app. 

Passive Income Apps 

Passive income apps let you make money with ease, so you don't have to be actively involved to earn. However, to get set up and start earning passive income, you'll normally have to put in some time or work at the beginning. Despite this, once you've got them up and running, these apps will keep generating money with very little effort on your part.

Key FeatureEarning Potential 
HoneygainAllows users to earn money by sharing their excess Internet bandwidth. Up to $30 per month
Nielsen Mobile & Computer Panel Anonymously tracks your usage on your device. Up to $60 per year 
Mobile Performance MeterIt gathers information about how phones connect to wireless networks. $0.10 to $0.30 per day
Honeygain
Source: www.honeygain.com

Honeygain 

Honeygain is a mobile app and platform that allows users to earn money by sharing their excess bandwidth for passive income. The app makes it really easy to monetize your extra internet by running in the background while you're doing other online stuff and pays you in online credits, which is about $0.20 per 1G shared. Once you've reached $20 in credits, you can withdraw your earnings in the form of PayPal or $JMPT cryptocurrency. Moreover, signing up will give you a $2 head start on reaching your cashout goal. 

Nielsen Mobile & Computer Panel 

Nielsen Mobile & Computer Panel is an app that runs in the background of your smartphone or device to track your usage habits, like which apps you use, which sites you visit, and how you interact with them. Once you've installed it, you don't have to do anything else because it runs in the background without interrupting your other activities. Besides, if you're concerned about data privacy, all data collected is completely anonymous.

PacketStream

Downloading the PacketStream app is another way to passively earn money from your unused Internet. When the app is installed, all you have to do is wait for your tokens to accumulate, which you can keep track of in your mobile app dashboard. After you reach the equivalent of $20, you can cash out using PayPal. Along with a $5 signup bonus, PacketStream could be a convenient way to make some cash without even realizing it. 

How to Choose the Best Money-Making App For You

Several factors are important to consider when choosing the best money-making app for you, including: 

  • Time Commitment: How much time can you realistically spend on your smartphone hustle? For just a few minutes a day, passive income apps like investment platforms or quick-reward apps might be best. If you have more time, you could potentially earn more with social media or delivery apps, for instance. 
  • Skills and Interests: Choosing an app that matches your skills and interests can keep you more motivated and engaged, which means you're likely to earn more money. 
  • Earning Potential: It’s a smart idea to think about how much money you want to make through mobile apps before you get started. Some apps pay more than others, so it can help you make a decision. 
  • Legitimacy and Reviews: It's also important to check the legitimacy and reviews of apps before you start using them, as well as the privacy policy. This way, you can avoid wasting your time or your wallet on a scam.
  • Payment Methods: Each app has a different payment method, so be sure to find one that works for you before downloading.

Compatibility: Not all apps run on both iOS and Android so it’s important to check whether you can run your desired mobile app on your device. 

Mobile apps
Source: www.pexels.com

Advantages of Money-Making Apps 

With your smartphone at your fingertips, there are many advantages to making money from apps:

  • Convenience and Flexibility: One of the best things about money-making apps is that they let you work at your own pace and from anywhere that suits you. You can use an app whenever it fits your schedule to start earning, whether it's through dog-walking, playing games, investing, or grocery shopping. This flexibility makes it easy to earn money around your lifestyle. 
  • Passive Income Potential: Some apps don’t even require much effort to earn, such as those providing cashback, using passive income apps, or investment returns. 
  • Fast Payouts: Most money-making apps allow you to get paid directly through the app, though payment processing times may differ.
  • Accessible: The good thing about the majority of these apps is that you don't have to spend any money up front because you’ll usually only need your smartphone to get started. 
  • Diverse Income Streams: Apps offer a range of different earning opportunities, allowing you to tap into multiple income streams at once, such as cashback, surveys, delivery, sales, and exercise, all at once! 

Disadvantages of Money-Making Apps 

Despite the pros, there are a few disadvantages to consider before you dive into your app venture:

  • Unpredictability: Earnings from mobile apps can be more unpredictable than traditional employment, as there's no guarantee of a steady monthly income, even for full-time jobs like food delivery.
  • Time-Consuming: Some apps can take up a fair amount of time before you see any significant earnings, like with rewards, social media, gaming, and tasking apps. 
  • Privacy Concerns: Mobile apps will collect your personal data, so it's important to check an app’s privacy policy before signing up to make sure you're not putting your data at risk and that you feel comfortable agreeing to it. 

Concluding Thoughts 

In short, the world of money-making apps is full of ways to add to your regular income or even kickstart a whole new money-making venture. From investing and selling items to completing surveys and sharing your bandwidth, these apps have something for everyone depending on your skills and passions. 

Just make sure you're ready to put in a little effort and you could reap the rewards of these apps and turn your free time into extra cash, maybe even using multiple apps at once to maximize your earnings. That way, you can turn something as ordinary as your smartphone into a helpful way to make money.

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Marko Kulundzic
03 Dec 2024

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